Mera Pakistan Mera Ghar 2025 in Pakistan like countries providing houses to low-income and poor people in the country is a very big challenge, but now the government of Pakistan has launched a scheme for these people called Mera Pakistan Mera Ghar Scheme.The aim of this scheme is to build houses for people with the lowest markup and make them homeowners, a major mission to eliminate homeless people from the country.In this article, you will find useful information – what is the eligibility criteria, what is required for it, how to apply for it, what is the last date, and when will it be available?
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Table of Contents
Mera Pakistan Mera 2025 Ghar Impact So Far
| 📌 Milestone | 📈 Details |
|---|---|
| 📝 Applications Received | 400,000+ |
| ✅ Loans Approved | 85,000+ |
| 💸 Total Loan Amount Disbursed | Over PKR 120 Billion |
| 🏗️ Jobs Created in Construction Sector | Thousands of employment opportunities generated |
| 👩💼 Women Empowerment Through Home Ownership | Many women gained independent housing ownership |
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Key Benefits of Mera Pakistan Mera Ghar Scheme
💰 The interest rate on the loan in this scheme ranges from 3% to 5%.
📅 The loan amount in this scheme can be repaid over a period of up to 20 years.
🚫 There are no hidden charges on the loan amount in this scheme.
🏠 You can also purchase, construct, and renovate with the loan amount in this scheme.
👥 Both salaried and non-salaried loan takers can apply for this scheme.
☪️ This scheme takes into account the Islamic rate.
Three Loan Tiers Explained
🏦 In this scheme, Mera Pakistan Mera Ghar 2025, three tiers of loans have been mentioned.
| 🏷️ Tier | 💰 Loan Amount | 🏠 House Size | 📊 Markup Rate |
|---|---|---|---|
| Tier 1 | Up to PKR 2.7 million | Up to 125 sq. yards | 3% for first 5 years, then 5% |
| Tier 2 | Up to PKR 6 million | Up to 250 sq. yards | 5% for first 5 years, then KIBOR + 250 bps |
| Tier 3 | Up to PKR 10 million | Over 250 sq. yards | Market-based markup |
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Eligibility Criteria for Mera Pakistan Mera Ghar 2025
🧑💼 The following people can apply for Mera Pakistan Mera Ghar 2025:
🏠 To apply for this scheme, you must be buying a house for the first time.
🪪 To apply for this scheme, you must be a Pakistani citizen.
🎂 To apply for this scheme, you must be over 18 years of age.
🆔 To apply for this scheme, you need to have CNIC.
📄 To apply for this scheme, you must have proof.
🏚️ To apply for this scheme, you must have an old house.
Required Documents for Mera Pakistan Mera Ghar 2025
📋 To participate, applicants will submit all of the following:
🪪 To participate in the Mera Pakistan Mera Ghar 2025, applicants must have a copy of their CNIC.
💼 Applicants must have proof of income to participate in Mera Pakistan Mera Ghar 2025.
🏦 To apply to participate in this scheme, you must have a bank statement.
🖼️ Applicants must have a photograph of themselves to participate in this scheme.
👨👩👧👦 To apply to participate in this scheme, you must have your NADRA family registration.
💡 To apply to participate in this scheme, you must have utility bills.
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Contact for Help in Mera Pakistan Mera Ghar 2025
For any assistance, please contact them:
📞 Mera Pakistan Mera Ghar Helpline: 0337-7234444
🌐 SBP Housing Portal: www.sbp.org.pk/MPMG
📧 Email: mpmg.support@sbp.org.pk
Final Thoughts
My Pakistan My Home is a golden opportunity for low-income and poor people from the government of Pakistan to fulfill their dream of owning a home.With a minimum markup rate from the government, and 20 years of smooth repayment, this scheme is a great opportunity for many homeless people.Check out this scheme today, if you are eligible for it, then build your dream home with this scheme and take advantage of this scheme.
❓ What is the Mera Pakistan Mera Ghar Scheme?
The Mera Pakistan Mera Ghar 2025 (MPMG) scheme is a subsidized housing finance program launched by the Government of Pakistan, through the State Bank of Pakistan (SBP). It helps low- and middle-income citizens purchase, construct, or renovate their first home through low-interest loans from partner banks.
❓ What is the latest update about the MPMG Scheme in 2025?
As of 2025, the MPMG scheme is still active and running. The government has extended the scheme due to its massive success. Here are some new updates:
Loan disbursement has crossed PKR 120 billion.
Subsidy limit extended for low-income groups.
More banks and microfinance institutions added to the list.
Online tracking system improved on the SBP Portal.
Application process made more user-friendly.
Women and overseas applicants given additional preference.
❓ Who is eligible to apply?
To apply, you must:
Be a first-time home buyer
Be a citizen of Pakistan
Have a valid CNIC
Be 18 years or older
Have no prior ownership of a house
Have a verifiable income source (job, business, freelancing, pension, etc.)
❓ What documents are required?
Here is a checklist:
Copy of CNIC
Proof of income (salary slip, contract, invoices)
6-month bank statement
Recent utility bill (for address verification)
2 passport-size photos
Sale/purchase agreement or property documents
NADRA family registration certificate (FRC)
❓ What banks are offering loans under MPMG?
Almost all major banks participate, including:
National Bank of Pakistan (NBP)
Habib Bank Limited (HBL)
Meezan Bank
Bank Alfalah
UBL
Askari Bank
Faysal Bank
Al Baraka
JS Bank
Bank Al Habib
