Punjab Asaan Karobar Card 2025 is a loan scheme for small entrepreneurs to increase your efficiency of work.Punjab Easy Business Card 2025, also commonly known as Business Card Loan, has been launched to increase the income of low-income and small entrepreneurs by providing loans to them.This program was launched by the Government of Pakistan in January 2025.This is a zero-interest plan that has been launched to benefit low-income entrepreneurs.This article will give you all the information about this scheme – who is eligible for it, what is its deadline, how much money will be received in it and how long it takes to make payments.
Also Read : Punjab Asaan Karobar Card Loan Scheme 2025: Free ₹1 Million, Zero-Markup SME Financing
🧩 What Is thePunjab Asaan Karobar Card 2025?
📱 Punjab Asaan Karobar Card 2025 card is a digital sim card.The Easy Business Card gives you all of these things:
💰 In this scheme, you are given PKR 1 million without interest.
📆 In this scheme, you are fully funded for 12 months.
⏳ In this scheme, you are also guaranteed to get all funding back within 3 years.
🛒 Through this card, you can buy all the items you need for your business and also get 25% off on payments.
📌 Eligibility Criteria of Punjab Asaan Karobar Card 2025
🔸 The applicants of this scheme are required to:
🎂 For this scheme, your age should be between 21 and 57 years.
🪪 To participate in this scheme, applicants must be Pakistani and have a valid CNIC.
🏪 Applicants must be a small business owner or intending to start a business to participate in this scheme.
🧾 With this scheme, your credit card history will be completely clean.
💵 Applicants for this scheme were required to pay a non-refundable fee of Rs. 500.
Also Read : Punjab Free Solar Panel Scheme 2025 – Complete Guide to Eligibility, Application & Updates
🛠️ Required Documents for Punjab Asaan Karobar Card 2025
🪪 For this scheme, you must have a CNIC and two photographs.
📄 You must have proof of residence for this scheme.
📁 You must have business documents for this scheme.
🏦 You must have a bank statement for this scheme.
📍 You must have proof of business premises for this scheme.
✅ You must have proof of tax compliance for this scheme.
📊 Scheme Impact & Statistics of Punjab Asaan Karobar Card 2025
| 📈 Milestone | 💡 Details |
|---|---|
| 🗓️ Progress by Mid-2025 | The scheme demonstrated remarkable national impact and outreach. |
| 🧾 Applications Received | 1.38 million applications submitted across Pakistan. |
| 💰 Loans Disbursed | 104,000 interest-free loans distributed, totaling PKR 40 billion. |
| 🚖 Transportation Sector | ~1,312 beneficiaries received PKR 3 billion in funding. |
| 🏬 Trading/Distribution Sector | ~105,000 beneficiaries accessed PKR 3.94 billion. |
| 👩💼 Women Entrepreneurs | ~6,753 women received PKR 3.42 billion, promoting female-led growth. |
Also Read : Punjab Free Solar Panel Scheme 2025: Eligibility, Application & Latest Updates
🎯 Why Punjab Asaan Karobar Card 2025 Matters for Entrepreneurs
| 🔹 Feature | 💡 Details |
|---|---|
| 💸 Zero Interest Capital | Interest‑free loans eliminate financial pressure for entrepreneurs. |
| 🖥️ Digital Application | No NOCs or licenses required—apply quickly through an online platform. |
| 📊 Flexible Repayment Support | Includes grace period, EMI options, and revolving credit facility. |
| 🧑🌾 Broad Sector Coverage | Benefits small businesses in tech, retail, agriculture, and cottage industries. |
| 👩💼 Inclusive Empowerment | Supports women entrepreneurs and grassroots economic players. |
💰 Financial Features & Charges
💸 The loan amount in this scheme is 100k-1 million rupees, which is also interest-free.
📆 In this scheme, the loan amount will be repaid over a period of 3 years.
💳 In this scheme, an amount of PKR 25000 + FED will be deducted from the card.
🧾 This scheme has an application fee of PKR 500.
🏦 The bank’s policy will apply to the withdrawal of money in this scheme.
🛡️ This scheme also provides life insurance coverage.
Also Read : Punjab Green Tractor Scheme Phase 2 – Latest Updates, Eligibility & How to Apply Positively (2025)
✍️ Conclusion
Punjab Asaan Karobar Card 2025 is not just for capital, this program has been started to empower people and increase their income.This program provides money to all eligible people without any interest and has been started to make people happy.Now is the time to check your eligibility, submit your application, get the money and benefit from it.
What is the Punjab Asaan Karobar Card 2025?
The Punjab Asaan Karobar Card 2025 is a government-backed initiative to support small and medium-sized enterprises (SMEs) in Punjab. It provides interest-free loans ranging from PKR 100,000 to PKR 1 million to eligible business owners. The card acts like a digital financial tool that enables business transactions, loan disbursement, and benefits access in a secure and efficient manner.
Who is eligible for the Punjab Asaan Karobar Card 2025?
To be eligible for this scheme, applicants must:
Be a Pakistani national with a valid CNIC
Be aged between 21 and 57 years
Be a small business owner or intending to start a business
Have proof of residence
Provide business documents
Submit a bank statement
Show proof of business premises
Submit proof of tax compliance
Pay a non-refundable application fee of PKR 500
What is the purpose of the Punjab Asaan Karobar Card 2025?
The card is designed to:
Offer easy access to business financing
Digitize business loan management
Enable cashless payments for business-related transactions
Provide discounts up to 25% on purchases made through partner vendors
Promote a transparent and paperless financing system
What are the benefits of the Punjab Asaan Karobar Card 2025?
Key benefits include:
Interest-free loans (Qarz-e-Hasna)
Up to 1 million PKR funding
Zero markup with a 3-year repayment plan
Up to 25% discount on business-related purchases through the card
Access to digital banking
Life insurance coverage
Business profile tracking and data protection
Streamlined loan approval through a centralized system
What documents are required to apply for Punjab Asaan Karobar Card 2025?
To apply, the following documents are required:
Valid CNIC
Two recent passport-size photographs
Proof of residence (utility bill, rental agreement)
Business documents (registration, invoice records)
Proof of business premises (rent agreement or ownership documents)
Latest bank statement
Proof of tax compliance (NTN certificate, tax return)
